# Tier System

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2FcScXUsdO4dxxiSbwRzaS%2Fimage.png?alt=media&#x26;token=7e4cc338-6fbd-4835-90c5-fb150f3b0a9f" alt=""><figcaption></figcaption></figure>

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<table data-header-hidden><thead><tr><th width="137"></th><th width="79"></th><th width="106"></th><th width="128"></th><th width="101"></th><th width="113"></th><th></th></tr></thead><tbody><tr><td></td><td><strong>Trial</strong></td><td><strong>Standard</strong></td><td><strong>Standard+</strong></td><td>Premium</td><td>Premium+</td><td>Elite</td></tr><tr><td>Staking Points</td><td><code>1k</code></td><td><code>10k</code></td><td><code>50k</code></td><td><code>100k</code></td><td><code>200k</code></td><td><code>500k</code></td></tr><tr><td>Pool Weight</td><td>1x</td><td>5x</td><td>30x</td><td>70x</td><td>150x</td><td>400x</td></tr><tr><td>Guaranteed Allocation</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Allocation Increase in Tiers</td><td>No</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Refund</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Finceptor PRO</td><td>No</td><td>No</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Bond</td><td>$100</td><td>$1k</td><td>$2k</td><td>$5k</td><td>$10k</td><td>$15k</td></tr><tr><td>Refundable Bond* </td><td>No</td><td>$500</td><td>$1.5k</td><td>$3k</td><td>$6k</td><td>$10k</td></tr><tr><td>Airdrops</td><td>No</td><td>No</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Farms</td><td>No</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr><tr><td>Farmdrops</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td><td>Yes</td></tr></tbody></table>

{% hint style="success" %}
\* If the Refundable Bond Pool size is;

* Below $50k, 25% of the default Refundable Bond Allocation will be provided.
* Between $50k and $100k, 50% of the default Refundable Bond Allocation will be provided.
* Above $100k, the default Refundable Bond Allocation will be provided.&#x20;
  * Example: If the Pool Size is $75k; Standard Tier will receive $250 Refundable Allocation, Standard+ Tier will receive $750 Refundable Bond Allocation etc. .&#x20;
    {% endhint %}

{% hint style="info" %}
First-Come-First-Serve Round 1 allocations are proportional to Guaranteed Round allocations.&#x20;
{% endhint %}

Tiers are determined by "**Points**". Here's how Points are calculated.&#x20;

{% hint style="info" %}
**Point**: FINC Staking \* Locked Staking Multiplier

**Note**: Only the Trial tier will accept Flexible Staking. The higher tiers will only accept locked staking.
{% endhint %}

{% hint style="success" %}
**Note**: Except for the Trial tier, tier allocations are linearly proportional; the more you stake in a certain tier, the more allocation you will get. For example, Premium members with `150k` points will have 105x pool weight instead of 70x.
{% endhint %}

For example, here are the locked staking multipliers.&#x20;

* 30-day: 1.15x allocation boost
* 90-day: 1.3x allocation boost
* 180-day: 1.5x allocation boost
* 360-day: 2x allocation boost
* 720-day: 3x allocation boost

## Examples

<table><thead><tr><th width="101">User</th><th width="137">FINC staked</th><th>Stake Type</th><th width="102">Point</th><th>Tier</th><th>Pool Weight</th></tr></thead><tbody><tr><td>A</td><td>10,000</td><td>90-day (1.3x)</td><td>13,000</td><td><strong>Standard</strong></td><td>6,5x</td></tr><tr><td>B</td><td>50,000</td><td>180-day (1.5x)</td><td>75,000</td><td><strong>Standard+</strong></td><td>45x</td></tr><tr><td>C</td><td>90,000</td><td>360-day (2x)</td><td>180,000</td><td><strong>Premium</strong></td><td>126x</td></tr></tbody></table>

***

## Membership (Tier) Details

{% tabs %}
{% tab title="Trial" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2F9JZLDf8X8EafL3Xtp0u6%2FTrial.png?alt=media&#x26;token=a786b190-868e-463e-88ce-bb9b41bd403a" alt=""><figcaption></figcaption></figure>

* Staking points: `1,000 - 9,999`
* Pool weight: 1x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: No
* Refund Eligibility: Yes
* Finceptor PRO membership: No
* Bond access: $100 allocation
* Refundable Bond access: No
* Airdrop access: No
* Farm access: No
* Farmdrop access: Yes
  {% endtab %}

{% tab title="Standard" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2FPL0OznOKxdI2J0qR02yq%2FStandard.png?alt=media&#x26;token=2c58ed0e-0eea-4d75-9ec6-f1d6fa275f59" alt=""><figcaption></figcaption></figure>

* Staking points: `10,000 - 49,999`
* Pool weight: 5x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: Yes
* Refund Eligibility: Yes
* Finceptor PRO membership: No
* Bond access: $1000 allocation
* Refundable Bond access: $500 allocation\*
* Airdrop access: No
* Farm access: Yes
* Farmdrop access: Yes
  {% endtab %}

{% tab title="Standard+" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2F1BfPgt7A1h7DeBiHVdY5%2FStandard%2B.png?alt=media&#x26;token=c40c6657-3af7-46ca-8e81-16dc30e8e2ca" alt=""><figcaption></figcaption></figure>

* Staking points: `50,000 - 99,999`
* Pool weight: 30x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: Yes
* Refund Eligibility: Yes
* Finceptor PRO membership: Yes
* Bond access: $2000 allocation
* Refundable Bond access: $1500 allocation\*
* Airdrop access: Yes
* Farm access: Yes
* Farmdrop access: Yes
  {% endtab %}

{% tab title="Premium" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2Ffh4zHJmsUcg1MsnLAS4x%2FPremium.png?alt=media&#x26;token=76c0fa75-f5ed-43a8-a819-6184cb2c8c86" alt=""><figcaption></figcaption></figure>

* Staking points: `100,000 - 199,999`
* Pool weight: 70x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: Yes
* Refund Eligibility: Yes
* Finceptor PRO membership: Yes
* Bond access: $5000 allocation
* Refundable Bond access: $3000 allocation\*
* Airdrop access: Yes
* Farm access: Yes
* Farmdrop access: Yes
  {% endtab %}

{% tab title="Premium+" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2FnRWh3KtsjQkm6XBgdiL6%2FPremium%2B.png?alt=media&#x26;token=3391af70-6c73-4113-b622-d511fbc9f886" alt=""><figcaption></figcaption></figure>

* Staking points: `200,000 - 499,999`
* Pool weight: 150x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: Yes
* Refund Eligibility: Yes
* Finceptor PRO membership: Yes
* Bond access: $10000 allocation
* Refundable Bond access: $6000 allocation\*
* Airdrop access: Yes
* Farm access: Yes
* Farmdrop access: Yes
  {% endtab %}

{% tab title="Elite" %}

<figure><img src="https://1022573673-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FyoFo0a5M6wfnpxUCpup1%2Fuploads%2FASNSRGe24Wtnr1V1USRk%2FElite.png?alt=media&#x26;token=6349a697-04cb-41e8-bd57-d97d01ccfe0e" alt=""><figcaption></figcaption></figure>

* Staking points: `500,000>`
* Pool weight: 400x
* Guaranteed Allocation: Yes
* Allocation increase in tiers: Yes
* Refund Eligibility: Yes
* Finceptor PRO membership: Yes
* Bond access: $15,000 allocation
* Refundable Bond access: $10,000 allocation\*
* Airdrop access: Yes
* Farm access: Yes
* Farmdrop access: Yes
  {% endtab %}
  {% endtabs %}

{% hint style="info" %}
Please note that Staking Points for Tiers are subject to change and will be communicated through official announcement channels in such instances.
{% endhint %}

## FAQ

<details>

<summary>How do I calculate my points?</summary>

Multiply the $FINC tokens staked by the locked staking multiplier based on your chosen lock duration.

</details>

<details>

<summary>Can I combine flexible and locked staking to reach a higher tier?</summary>

No, only Tier 1 allows flexible staking. Higher tiers require locked staking.

</details>

<details>

<summary>Can I upgrade my tier by staking more tokens?</summary>

Yes, increasing your staked $FINC or choosing longer lock periods can elevate your tier and benefits.

</details>

<details>

<summary>Are APR rewards fixed?</summary>

APR rewards are set per locked staking duration but may change based on platform policies.

</details>

<details>

<summary>Upon reaching the required $FINC points, is tier advancement automatic, or must it be claimed?</summary>

Tier advancement is automatic upon reaching the $FINC points; no manual claim is required.

</details>

<details>

<summary>Upon reaching the Elite tier, will my pool weight continue to increase proportionally as I stake more tokens?</summary>

Yes, since pool weights increase linearly in accordance with your points. Even after attaining the Elite tier, staking additional tokens will proportionally enhance your pool weight, allowing for continuous growth in allocation.

</details>

<details>

<summary>Do I need to take any action when transitioning from the non-tier system to the tier system?</summary>

No, if your staking period has not yet matured, all transitions and calculations will be handled automatically.

</details>

<details>

<summary>What will be my Pool Weight and Tier if I stake 7,000 $FINC only in Flexible Pool? </summary>

If user staked their tokens in Flexible Staking Pool the Pool Weight will remain 1x, regardless of whether user stake 1,000 $FINC or more. The Trial Tier is designed for users to try the platform before committing to locked staking.

</details>

<details>

<summary>Suppose I have a Standard Tier with my locked stakings. If I stake additional tokens in the Flexible Staking Pool, will those tokens increase my overall Pool Weight?</summary>

No, the tokens in the Flexible Staking Pool do not increase Pool Weight linearly and do not contribute to the user’s Pool Weight if the user already has a Membership Tier.

</details>